Many people are in great need of a relief from their debts and want to find a way to get a fresh start from their finances. Many of these people usually consider bankruptcy as a last resort, perhaps thinking of it as a curse or a heavy...
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Chapter 13 Bankruptcy
Do you get a tax refund if you filed for bankruptcy?
The last year hasn't gone as well as you'd hoped, financially speaking, and you've decided to file for bankruptcy. However, you're still hoping that you'll at least get a nice tax return when you file. Are you still eligible for the...
How to get through bankruptcy without losing your car
When a person decides to file for individual bankruptcy, he or she will have very personal preferences when it comes to what sacrifices he or she is willing to make in order to get a fresh start from his or her debts. For many people, the...
Getting a new financial start with Chapter 13 bankruptcy
Does it feel as though the weight of your debts is crushing you? If so, you probably wonder if bankruptcy is the right decision. While it's not the right decision for everyone, many people have found financial freedom from filing for...
What to expect after filing for Chapter 13 bankruptcy
The first step in getting a fresh start from your financial struggles is by choosing the right bankruptcy chapter to file with, and taking action by committing to bankruptcy. But how do you know what chapter to file with if you don't know...
Halting debt collection harassment through bankruptcy
One of the most stressful aspects of financial hardships is the reality of having to deal with constant harassment with debt collection agencies. Although it is an illegal practice, and there are many protections in place for victims of...
Avoiding bad credit in bankruptcy
Filing for bankruptcy is often seen as a last resort, mainly because of the consequences many see it as having. Many people believe that going through a bankruptcy will result in you losing your home, car, other important possessions and...
Can Chapter 13 bankruptcy payments be lowered?
When filing for Chapter 13 bankruptcy, you will have already had some financial trouble in repaying creditors. The purpose of Chapter 13 is to help people repay their debts in a way that they can afford, and to stop the harassment from...
Calculating your payment plan for Chapter 13
In the cases of individual bankruptcy, there are three main kinds of bankruptcy to choose from: Chapter 7, Chapter 11 and Chapter 13. All are ways to try and relieve the debtor of their pressures and help them to get back on track....
What are the benefits of a Chapter 13 Bankruptcy?
The main component of a Chapter 13 Bankruptcy is that it forms a scheme for the individual to be able to feasibly repay all or part of his or her debts. It is ideal for those with a regular income, and is a way for an individual to avoid...
Know what is necessary to file Chapter 13 bankruptcy
Coming to the realization that your debts are more than you can handle is a rough place to be. Once you know what options you have to deal with these debts, you will have to decide what to do. One of the choices you have is Chapter 13...