Law Offices of Buddy D. Ford, P.A.

For Business Bankruptcy law certificate holders, “Board Certified – Business Bankruptcy Law – American Board of Certification” and for Creditors’ Rights law certificate holders, “Board Certified – Creditors’ Rights Law – American Board of Certification.”

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Local: 813-302-1258
Toll free: 866-596-9247

Representation With Dignity Since 1987

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Discharging Debt Through Bankruptcy

If you are struggling with debt and considering bankruptcy, you should know what bankruptcy can and cannot do for you. While most of your debts can be discharged through bankruptcy, some cannot. Knowing the difference is vital when deciding whether to file.

Know your rights, know your options. At the Tampa-based Law Offices of Buddy D. Ford, P.A., our attorney is available to evaluate your situation, explain your options and to help you determine the best path toward a new financial start. We have been serving individuals and businesses throughout Florida for more than 25 years.

What Debts Can I Discharge?

Most debts can be discharged through Chapter 7, Chapter 13 and Chapter 11 bankruptcy. Commonly discharged debts include:

  • Credit card debt
  • Medical debt
  • Car loans
  • Mortgages and second mortgages
  • Past-due utility and rent payments
  • Deficiency judgments
  • Certain tax debts

What Debts Are Not Eligible To Be Discharged?

Debts that are not discharged in bankruptcy include:

  • Fraudulent debts
  • Legal judgments
  • Fines and restitution ordered by the court
  • Student loans
  • Child and spousal support orders

Just because a debt cannot be discharged doesn’t mean that you have no options for relief. In some cases, an individual Chapter 11 debt reorganization can provide the relief you need. No matter your situation, our attorneys will work diligently to find a solution that allows you to get back on the right financial path.

Contact Us To Discuss Your Situation In Detail

Contact our office today for more information about dischargeable debt. Our attorney is here to answer your questions. Call 813-302-1258 or 866-596-9247. You may also contact us online. Our main office is in Tampa, but we have additional offices in Pinellas County and throughout the state.

We are a debt relief agency. We help businesses and individuals file for debt relief under the Bankruptcy Code.