When you are struggling with debts, the actual amount of debt that you have could make you feel as though it is impossible for you to ever be debt-free. However, when you take a step back and divide the repayment goal into monthly, manageable chunks, the debt probably...
Over Three Decades Of Compassionate Legal Services For Individuals And Businesses Seeking Effective Financial Solutions
Chapter 13 Bankruptcy
Avoiding tax issues during Chapter 13 bankruptcy
Chapter 13 bankruptcy allows individuals to repay some or all their debt in a few years. While this is a great option for some, it’s important to stay current on expenses and stick with the payment plan. Problems with taxes oftentimes occur while individuals are...
Deciding whether to file for Chapter 13 bankruptcy
Deciding to file for bankruptcy can be a very difficult decision to make. Sometimes it may feel as though it would be easier to bury your head in the sand and pretend that your debts do not exist. But the fact of the matter is that in order to free yourself from your...
Getting out of debt through a wage earner’s plan
Dealing with ever-increasing debt can feel like a never-ending cycle that you will never get out of. The government recognizes that it can be very difficult for debtors to get out of the situation they find themselves in, especially because of interest rates on unpaid...
What are my obligations in a Chapter 13 bankruptcy?
If you are struggling to keep up with ever growing debts, it is likely that you have considered bankruptcy as one option in helping you to recover from your situation. There are many different chapters of bankruptcy that offer differing benefits and plans, which can...
Can my finances improve by filing for Chapter 13?
Are you experiencing a financial stutter-step? Even the most fiscally responsible Florida residents may find themselves facing some financial hard times every now and again. The important thing is not to dwell so much on the events that led you to this point. Stuff...
Information that needs to be provided in a Chapter 13 filing
When you are struggling financially even when you have a stable job, it is likely that you are ready for a big change in your life that will enable you to have a fresh start. One of the ways that you could go about doing this is through filing for bankruptcy. If you...
How can my debts be discharged in bankruptcy?
Many people are in great need of a relief from their debts and want to find a way to get a fresh start from their finances. Many of these people usually consider bankruptcy as a last resort, perhaps thinking of it as a curse or a heavy burden. It is important to...
Do you get a tax refund if you filed for bankruptcy?
The last year hasn't gone as well as you'd hoped, financially speaking, and you've decided to file for bankruptcy. However, you're still hoping that you'll at least get a nice tax return when you file. Are you still eligible for the return if you're working your way...
How to get through bankruptcy without losing your car
When a person decides to file for individual bankruptcy, he or she will have very personal preferences when it comes to what sacrifices he or she is willing to make in order to get a fresh start from his or her debts. For many people, the line is drawn at the selling...