Since 1987
Our attorneys at Ford & Semach, P.A., bring over 68 years of combined experience assisting individuals and businesses with debt elimination. They will provide respectful and dignified representation to each client across Tampa and the Greater Tampa Bay Area.
Bankruptcy Attorneys Helping Tampa for Over 30 Years.
Practice Areas
What We Offer
Personal Bankruptcy Compassionate legal guidance for individuals struggling with debt.
Corporate Bankruptcy Find out if Chapter 7 & 11 bankruptcy is right for you and your business.
Debt Restructuring Learn how we can help negotiate with creditors and possibly avoid bankruptcy.

Creditors’ Rights Get assistance in enforcing your rights as a creditor in the bankruptcy process.
Bankruptcy 101 Obtain answers to common questions about bankruptcy 101.
A Fresh Start For You Or Your Business
Changes in life can lead to an unforeseen financial difficulties. Bankruptcy or debt restructuring can allow hardworking people and businesses to regain financial stability.
For over 30 years at Ford & Semach, P.A., we have been helping individuals, small businesses and large corporations throughout Florida eliminate or restructure debt.
Located in Tampa, we handle Chapter 7, Chapter 11, Chapter 12 and Chapter 13 bankruptcies. Our attorneys will work with you to find the best path to debt relief.
Our Lawyers

Buddy D. Ford

Jonathan A. Semach

Heather M. Reel
Personalized Bankruptcy Approach Based On Your Financial Goals
What financial challenges are you facing? Our attorneys can create a debt relief plan that may include bankruptcy or other options. Based on your goals, you can completely discharge debts in Chapter 7 bankruptcy, create a debt repayment plan through Chapter 13 or shield your hard-earned investments through Chapter 11 bankruptcy.
With our attorneys’ help, you may be able to:
- Stop foreclosure and keep your home through bankruptcy.
- Reduce debt and maintain control of your finances for a brighter future.
- Reorganize your finances to keep your investment properties and business intact while creating a long-term, affordable repayment plan.
- Keep your business open by working with us to restructure or reorganize debts.
Do not lose hope when facing aggressive creditors or intimidating lawsuits. Our tenacious attorneys are unafraid to fight for you when you need an advocate.
Receive Strategic Legal Support By Calling Our Tampa Office
Our lawyers take a client-centered approach, aiming to empower clients to overcome difficult economic times. When you come to our office, you will be treated with dignity and respect. We understand that life’s unexpected events can seriously affect finances. Our lawyers are here to help, not to judge.
Schedule your initial consultation today by calling 813-302-1258 or through our online form and receive the professional and strategic advice you deserve.









What Our Clients Say
“Ford & Semach, P.A., represented me in a personal Chapter 11 bankruptcy, as well as a business Chapter 11 bankruptcy on my hotel. I am extremely pleased with the results obtained. On my hotel alone, the mortgage was reset to substantially lower my monthly mortgage payment, to a 25-year mortgage with no balloon payment. The firm also filed objections to claims of certain creditors, and those claims were ultimately disallowed. I would recommend Ford & Semach, P.A., to anyone seeking a fresh start in their business ventures, or even personally.” – Ali Benjamaa
“I have been working with the office on my bankruptcy case for quite some time and was thrilled with my results. Mr. Ford has been working with clients for years and came highly recommended to me and I would recommend him to anyone who needs competent representation in complex debt matters.” – Marcial Solorzano

