Using Bankruptcy To Address Excessive Credit Card Debt

If you are dealing with excessive credit card debt, it is important that you take action to resolve the issue as soon as possible. Large credit card obligations can interfere with your ability to meet other financial obligations. When you add in the harassing phone calls, late fees and other penalties, it only compounds the problem.

There are a number of options available to people seeking relief from their credit card obligations. At the Law Offices of Buddy D. Ford, P.A., a Tampa credit card debt attorney can help you understand your options and work with you to devise a customized plan to get back on the right financial path.

Options For Relief From Credit Card Debt

Credit card debt is unsecured, which means that there is no property tied to it that can be repossessed if you default on the payments. In bankruptcy, unsecured debt can be discharged under a Chapter 7 filing. If you do not qualify for Chapter 7, credit card debt can be reorganized under an individual Chapter 11 or Chapter 13 plan. Filing for bankruptcy will stop creditor harassment and will keep any interest or late fees from accruing after the date of filing.

We also offer alternative solutions to bankruptcy. For some people, debt negotiation or consolidation can provide the necessary relief without having to file for bankruptcy. When you hire our firm, your attorney will provide a complete evaluation of your situation and will work with you to find the best solution to fit your needs.

Call For A Consultation

Contact our office today to learn more about our bankruptcy services and how we can help you with your credit card debt. We are available during regular business hours and by appointment evenings and weekends. You can reach us by phone at 813-302-1258, toll-free at 866-596-9247 or via email.

We are a debt relief agency. We help businesses and individuals file for debt relief under the Bankruptcy Code.