Tampa Chapters 7, 11 and 13 Attorney
Bankruptcy is possibly one of the most misunderstood areas of law. Creditors are of no help in these situations, as they do their best to make you believe that bankruptcy will do you far more harm than finding a way to pay the debts you owe to them. If you or your company are considering bankruptcy and getting conflicting reports about what you can and can't do, talk to a Florida bankruptcy lawyer who will give you straight answers and sound advice.
At the law firm of Buddy D. Ford, P.A., we work with businesses and individuals across the state of Florida to help them obtain the debt relief they need in order to get a fresh start and move on with their lives. We will take the time to answer all your questions and work to dispel the bankruptcy myths that have been keeping you from seeking the debt relief you need.
Common Bankruptcy Myths
You don't qualify for bankruptcy: While there are certain criteria that determine your eligibility for certain types of bankruptcy, nearly everyone is eligible under at least one chapter. We will evaluate your case and explain the options available to you.
Individuals can't file for Chapter 11: Many people mistakenly believe that Chapter 11 reorganization is reserved for businesses. This is not true. It gives individuals an opportunity to get control of many types of debt not typically addressed in other chapters.
Tax debt can't be discharged: Some taxes may be eligible for discharge if they meet the right criteria. Some taxes can be discharged if they were incurred more than three years prior to the filing.
Interest will continue to accrue on debt: Just like collection activity, all service fees, late fees, interest and other charges stop as soon as your bankruptcy petition is filed.
You will never be able to get credit again: In fact, you may begin seeing offers for credit shortly after you receive your discharge. Otherwise, you should be eligible for regular lending after two years.
Call for a Free Consultation
Contact our office today to get your bankruptcy questions answered. We are available during regular business hours and by appointment evenings and weekends. You can reach us by phone at 813-463-2835, toll free at 877-547-1561 or via e-mail.
We are a debt relief agency. We help businesses and individuals file for debt relief under the Bankruptcy Code.
