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chapter 13 bankruptcy Archives

Do you get a tax refund if you filed for bankruptcy?

The last year hasn't gone as well as you'd hoped, financially speaking, and you've decided to file for bankruptcy. However, you're still hoping that you'll at least get a nice tax return when you file. Are you still eligible for the return if you're working your way through the bankruptcy process?

How to get through bankruptcy without losing your car

When a person decides to file for individual bankruptcy, he or she will have very personal preferences when it comes to what sacrifices he or she is willing to make in order to get a fresh start from his or her debts. For many people, the line is drawn at the selling of their car. A person's car can be invaluable to his or her independence as well as his or her ability to get to work and earn an income.

Getting a new financial start with Chapter 13 bankruptcy

Does it feel as though the weight of your debts is crushing you? If so, you probably wonder if bankruptcy is the right decision. While it's not the right decision for everyone, many people have found financial freedom from filing for bankruptcy.

What to expect after filing for Chapter 13 bankruptcy

The first step in getting a fresh start from your financial struggles is by choosing the right bankruptcy chapter to file with, and taking action by committing to bankruptcy. But how do you know what chapter to file with if you don't know how the reality of life will look?

Avoiding bad credit in bankruptcy

Filing for bankruptcy is often seen as a last resort, mainly because of the consequences many see it as having. Many people believe that going through a bankruptcy will result in you losing your home, car, other important possessions and being left with a terrible credit report. However, this is not true. The key lies in choosing the type of bankruptcy that is right for your particular situation.

Can Chapter 13 bankruptcy payments be lowered?

When filing for Chapter 13 bankruptcy, you will have already had some financial trouble in repaying creditors. The purpose of Chapter 13 is to help people repay their debts in a way that they can afford, and to stop the harassment from creditors. It is already a great deal of work to create and submit the original paperwork, and the judge will only sign off a filing if he or she believes that it is realistic to pay off.

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