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Learn when is the best time to file your bankruptcy

Debtors who are planning to file for bankruptcy under Chapter 13 should carefully consider their situations before filing. In some circumstances, time is of the essence, such as when debtors are trying to avoid foreclosure on a home or vehicle.

But you also might have reasons to delay filing your bankruptcy petition. Perhaps you are going through a divorce and will qualify for Chapter 7 once you are no longer married.

You might also want to delay filing until you modify your mortgage (if that is an option). If in the near future you plan to move to another state with more liberal exemptions, it might also be wise to delay your filing.

We can help you determine the optimum time to file your Chapter 13 bankruptcy petition with the court. This is not a situation you have to face on your own. We will go over your financial information and review your paperwork so we are able to recommend the best strategy to help you climb out of the fiscal pit into which you are mired.

Just as you can file too early to reap all of the benefits, waiting too long to file for Chapter 13 bankruptcy relief can also be detrimental for consumers. Learning more about your situation and the protections that bankruptcy offers to debtors can help you make the best decisions possible.

Explore our web site to learn more about how we can help you find your way to surer financial footing. Ready to take the plunge? Call today and set up an appointment at your earliest convenience.

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