Stop Creditor Harassment

One of the greatest benefits reported by our business and individual bankruptcy clients after the filing of their petition is the end of the harassing phone calls and letters from creditors. With very few exceptions, all collection activity must stop as soon as your bankruptcy petition is filed with the court. This is all because of a provision in the bankruptcy laws called the automatic stay.

At the law firm of Buddy D. Ford, P.A., our Tampa lawyers represent clients throughout Florida in all areas of bankruptcy law, including Chapter 7, Chapter 11 and Chapter 13. We dedicate our entire practice to bankruptcy and are committed to seeing that your rights are protected throughout the process.

The Protections Of The Automatic Stay

The automatic stay orders all collection activities against you to cease while your bankruptcy is pending. Although creditors may petition to pursue their collection activities, it will require time and approval by the court.

Generally, the automatic stay can protect you from:

  • Debt collection calls
  • Utility or power shutoffs
  • Wage garnishments
  • Civil lawsuits
  • Repossession actions
  • Foreclosure proceedings

Ending Creditor Harassment

Ensuring that creditors honor the automatic stay is important for many reasons. Not only does it give you the space you need to get your financial affairs back in order, but it also allows the court to manage your case without interference. If a creditor continues to pursue collection activity after it has been notified of your bankruptcy, it is effectively in violation of a court order.

If you continue to receive harassing phone calls from creditors, refer them to our office. We will deal with them and explain that their debt is being handled through bankruptcy court. We will advise them of your rights under the automatic stay and request that any future communication come through our office.

Learn More About Bankruptcy Protection And Your Economic Health

At the Law Offices of Buddy D. Ford, clients come first. Intent on helping you obtain bankruptcy protection through the automatic stay, determining the most appropriate methods for obtaining debt relief and guiding you toward a brighter economic future, attorney Ford is a Tampa bankruptcy lawyer you can trust in even the most troubling times. Schedule a bankruptcy case evaluation to learn more about your options or contact our firm today.